133 LAVARACK AVE
13002TOUGH
While car insurance is important when it comes to owning a vehicle, and required by law here in Australia, it can also be a major drain on your finances. Nothing is safe from the rising cost of living, with car insurance being another cost that is seemingly increasing without end. Whether you own a car for personal use or operate a fleet as part of your business, it is handy to be aware of ways for how to get cheaper car insurance to help your bottom line. These strategies include employing a car subscription service and researching the market to find the cheapest insurance premiums for your situation.
If you’re ready to enjoy the benefits of a monthly car subrsciption service, reach out through our contact form or give us a call on 13002TOUGH to get started.
Tips for How to Get Cheaper Car Insurance
Use a Car Subscription
When it comes to cutting the cost of your car insurance, there is no better way than signing up for a car subscription. As the cost of insurance is included in the total price of the subscription, you will receive access to high quality vehicles without needing to pay a premium to ensure they are protected. This is perfect if you operate a company that requires access to a fleet, as you avoid having to pay for individual insurance for each featured vehicle.
Get Quotes from Multiple Insurers
The first option is not always the best when it comes to how to get cheaper car insurance. Before committing to one provider, be sure to canvas the market and research all your options. Most providers offer a free quote for what you can expect to pay for coverage, so take advantage of this by contacting every provider available to you. By comparing these quotes, you will be able to determine which provider offers the cheapest solution.
Avoid Expensive Cars
While it can be tempting to show off in a high-priced, luxury car, these premium vehicles also incur greater costs. High performance cars are more likely to be targets of theft, which means their insurance rates are higher to cover this risk. This price rises even higher if the car has been modified. These luxury cars are also harder to find replacement parts for, which keeps the insurance costs rising higher and higher.
Choose Only the Coverage You Need
When you are choosing your car insurance it is common to be bombarded by the offer of extras designed to provide you with maximum coverage. While it is tempting to opt in for all these extras to ensure you are covered for everything, sometimes basic coverage is all you need. When looking for how to get cheaper car insurance, carefully research everything your chosen provider is offering and only agree to the coverage you believe is applicable for your situation.
Change Your Payment Schedule
Often, insurance providers offer different ways for you to pay for your coverage, such as monthly payments or an annual sum. Different providers offer different incentives for each payment method, with some offering discounts when you pay one big sum in advance. Others offer monthly payments at no extra cost. If you believe you are currently paying too much for your insurance, research your options to see if changing your payment schedule will bring a discount.
Searching for How to Get Cheaper Car Insurance?
At Tough Automotive, we are the vehicle wholesaler you can trust to provide premium service while helping you save on car insurance. Whether you are interested in investing in a car subscription or are looking to buy and sell vehicles, our services cover it all. Give us a call on 13002TOUGH or get in touch through our contact form to learn more.